Establish the file posture before any next-step conversation.

Share this page only as an initial readiness checklist. It organizes high-level facts for a controlled founder review; it does not invite protected documents or represent a financing path.

Scope gate

This checklist is limited to a defined residential investment file.

Borrower is a legally formed entity, with the state of formation identified.
Property is a non-owner-occupied residential investment property with 1–4 units.
Property is located near a major population center, with address, county, and state available for review.

High-level intake facts

Build a legible first-pass file.

Keep the summary factual and high-level. Estimates should be identified as estimates, and unresolved details should be marked for founder review rather than filled in by assumption.

Intake sequence

Confirm scope first. Organize facts second. Request nothing protected.

01
Borrower & authority
- Borrower/entity legal name and state of formation
- Principal and guarantor names with their roles
- Current ownership and vesting structure
- High-level credit, liquidity, and relevant investment experience summary
02
Property & use
- Property address, county, and state
- Residential property type and confirmed unit count
- Non-owner-occupied investment use confirmation
- Purchase or refinance purpose and current ownership status
03
Plan & economics
- Acquisition, rehabilitation, rental, and exit plan
- Requested amount and rough total project budget
- Estimated value and purchase price, when applicable
- Target timeline, milestones, and any existing liens or debt

Document readiness

Note what is available. Do not upload it here.

Property address, parcel, tax, or county reference
Current deed, vesting, or title-reference information already available
High-level rent roll, lease summary, rehabilitation outline, or project budget
Entity formation record or organizational summary already available
High-level note of existing liens, payoff needs, or recorded debt

This checklist records availability only. Any approved document request must come later through a founder-directed secure channel.

Controlled next step

Initial readiness review only.

Completing or sharing this checklist is not a loan application, rate quote, commitment, approval, representation of lender availability, or funding promise. Live eligibility, terms, licensing and routing, and any lender approval must be confirmed directly with Cogo and through founder review.

If the file is in scope, retain the high-level checklist for the founder. Do not promise a response, submission, introduction, funding outcome, or provider decision.

Return to REI readiness